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QUESTIONS — The 10 Questions to Ask HR About Your Group Benefits
Most Canadians have never read their own group benefits booklet. Most have no idea what their policy actually does and does not cover. This is a one-page checklist. Ten specific questions you send to your HR department or benefits administrator.
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WORKSHEET — The Income Clarity Framework
The blank version of the framework I use with Ontario families on Clarity Calls. It walks you through the same questions I would ask in a conversation. Household income. Fixed obligations. Savings. Existing coverage. Months of runway on one income. Run it on your own first if you want.
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Luisito "Owie" De Guia · Life Insurance Agent · De Guia Finance · Greatway Financial Inc. · FSRA License No. 24224230 · Ontario, Canada
De Guia Finance is a trade name of Luisito De Guia. Insurance products are provided through Greatway Financial Inc.
This communication is for educational purposes only and does not constitute financial, investment, legal, or tax advice.
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